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Helping make health care more affordable 

The cost of health care in America is too high. People shouldn’t be forced to skip a doctor’s visit or not fill a prescription because of the price.

At UnitedHealthcare, we’re looking across the health system to find ways to help make health care more affordable.

We’re helping reduce high costs. We’re working to address excessive charges. We’re encouraging innovative pricing practices. We call that Active Affordability.

Save on the right care from the right place

We're supporting the right care from the right place. That's why we connect our members with in-network providers and locations that deliver quality services at a lower cost.

Reducing prescription drug costs

We’re helping to drive down the cost of medications. That means finding ways to address prescription drug costs.

Helping reduce surprise costs

We’re helping to take the guesswork out of health care. That means offering innovative price transparency tools that help clarify the cost of care for members and providers.

The cost of health care is too high

The rising cost of health care is making it harder for Americans to maintain their health coverage – and harder for employers to grow their businesses.

1 in 4
Americans report problems paying medical bills.1

$4.1 trillion
Spent on U.S. health care in 2020.2

3 in 10
Americans don’t take their medication as prescribed because of the cost.3

Bringing Active Affordability to you

Two nurses with tablets converse

For employers 

Learn more about how UnitedHealthcare is helping employers, including small businesses, lower their health care costs. 

Health benefit suggestions for brokers and consultants   

Helping prevent high-cost claimants in “healthier” employee populations

The untold story: Controlling costs through payment integrity

A healthcare practitioner and patient sit in a waiting room and review documents

For members

Learn more about how UnitedHealthcare is helping individuals and families lower their health care costs.

What are my care options and their costs?

Get cost estimates before choosing care

Additional member resources